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	Lower rate / lower payments
	Cash out programs
	Debt consolidation
	2-3 Year "Credit Repair Programs"
	Reduction of term
	Improve monthly cash flow
	Build Equity
	100% Equity programs
	Low credit / slow credit / no credit programs
	No - income verified
	95% Loan to value conforming
	"Fast & easy" no documentation program
	No point program
	Second homes
	1 - 4 Family investment property
	10 - 30 year conforming/Jumbo loan terms
	5 / 1 Adjustable (Conforming)
	7 / 1 Adjustable (Conforming)
	5 / 1 Adjustable (Jumbo)
	7 / 1 Adjustable (Jumbo)

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For more information on these programs click here.

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